Commercial Lines Personal Lines Health, Life, Disability & Retirement

Retailers & Wholesalers

Retailers and wholesalers are not your typical businesses. While other businesses may suffice with building or property insurance, retailers and wholesalers usually need property insurance, as well as many other types of coverage. Luckily, BIA Insurance Agency has several types of insurance plans designed specifically for retailers and wholesalers that will encompass everything you need, at a price you can afford.

Retailer and wholesaler insurance coverage plans tend to include property insurance rather than building insurance, as it is more encompassing. On top of property insurance, our retailer and wholesaler insurance plan includes liability insurance, which can be as extensive as you wish. There is general liability, for commonplace lawsuits, such as if someone sues the company for personal bodily injury (such as for slipping on a wet floor or tripping on the stairs), all the way up to employment practices liability, which will cover things such as sexual harassment and other lawsuits that may be brought against the company or your employees.

Our retailer and wholesaler insurance plans also include worker’s compensation, for employees who have been injured on the job. Depending on how extensive you would like your plan to be, you may be eligible for options, such as “Return to Work” programs or drug screenings.

Finally, our retailer and wholesaler insurance plans have the option of including insurance for things you may need for your company. We know that your customers are not always right next door-they could be across the county or across the world. As a result, we offer transportation insurance for your shipments and good, covering them for transit almost anywhere in the world. In addition, your company may need automobiles to deliver goods. BIA Insurance Agency offers several types of automobile insurance for your retailers and wholesales insurance plan, depending on the number of vehicles and type of vehicles you have.

Here at BIA Insurance Agency, we offer a wide variety of commercial retailer and wholesaler insurance coverage options for you and for your business. One of our experienced and knowledgeable commercial insurance plan representatives will be happy to assist you and to help you determine what type of coverage is best for you. We are happy and eager to answer all of your questions, and to help you find the best, most affordable and extensive retailer and wholesaler insurance coverage for you and your business, so give us a call today.

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