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Medical Malpractice

If you work in the medical field, medical malpractice is a must. You are taking people’s health and people’s lives into your own hands every single day, and must be prepared for the possibility that things might go awry.

Medical malpractice is defined as negligence committed by a professional health care provider resulting in harm to a patient or patients. A professional health care provider can be a doctor, nurse, dentist, technician, hospital, or hospital worker.

Medical malpractice insurance, however, insures health care providers for things such as court costs, settlements, and damages that may be associated with a medical malpractice lawsuit. It differs from professional liability insurance in that medical malpractice insurance can provide you with complete coverage in instances where professional liability is not extensive enough (in many cases, professional liability is only enough to cover attorney fees, not settlements and damages).

In addition to the staff and workers in a hospital, the hospital or medical care facility itself must be insured. A patient may choose to file a lawsuit against a specific person working within a hospital, but he or she may also choose to bring a case against the hospital at large.

As with any insurance plan, coverage differs greatly depending on your title and role as a health care provider, your specialty, in what type of facility you choose to practice, and where you practice. BIA Insurance Agency can help you figure out exactly what plan is right for you and for your facility.

Here at BIA Insurance Agency, we offer a wide variety of medical malpractice liability insurance coverage options for you and for your facility. One of our experienced and knowledgeable commercial insurance plan representatives will be happy to assist you and to help you determine what type of coverage is best for you. We are happy and eager to answer all of your questions and to help you find the best, most affordable and extensive medical malpractice liability insurance coverage for you and your facility, so give us a call today.

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